Identity and compliance infrastructure for fintechs and neobanks
Connect KYC, non-document verification, native mobile onboarding, fraud prevention and ongoing monitoring in one platform for fintech growth and operations.
The compliance picture
Fintechs and neobanks usually onboard remotely at scale, often under a banking-as-a-service or e-money arrangement or a sponsor-bank relationship. Requirements vary by market, but most programmes need documented customer identification, sanctions and PEP screening, ongoing monitoring, and an audit trail a partner bank or regulator can inspect. Where a sponsor or BaaS provider sets the bar, truvon.id's per-organisation policy configuration lets you match it exactly and evidence it.
What matters most
Fast straight-through onboarding
Passive liveness, document authenticity, and 1:1 face match run in one session. Low-risk applicants clear automatically; only crossings of your configured risk thresholds trigger step-up or review.
Screening you can defend to a sponsor bank
Sanctions, PEP, and adverse-media screening over the data feed or provider you choose, with fuzzy matching, disambiguation, and a recorded analyst decision on every alert.
Fraud signals tuned for velocity abuse
Device and network fingerprinting, behavioural velocity counters, and identity-graph linkage catch bonus abuse, synthetic rings, and account-farming patterns common in high-growth consumer fintech.
One evidence record per decision
Every approval, step-up, and rejection is recorded with its rationale and the policy version in force, so a partner-bank audit is an export, not a scramble.
A typical workflow
App signup → SDK document and selfie capture → passive liveness and face match → sanctions / PEP / adverse-media screening → risk score against your policy → APPROVE / STEP_UP / REVIEW with a webhook → evidence sealed.
Things to keep in mind
- Tiered KYC: start with light verification and escalate to proof of address or income only when a customer's activity or your policy requires it.
- Re-screening: schedule periodic re-screening and re-verification so a customer cleared last year is still clear today.
- Multiple brands or entities: run each on its own tenant with its own policy set and API keys under one contract.